Whether you are buying your first home or your fifth, the house hunting experience can be exhilarating and full of possibilities but also overwhelming. Before you start driving around aimlessly from one open house to the next, consider these five house hunting tips first: 1. Get Pre-approved for a Mortgage Getting pre-approved for a home loan is one of the best things to do before putting in an offer, especially when in competition. Not only does it show the home sellers that you are... [read more]

Many homeowners with 30-year mortgages feel like they'll never be debt-free. However, there are several ways to pay off a mortgage faster and save money on interest payments without selling the home or refinancing. How To Pay Your Mortgage Off Faster Here are three simple strategies to consider: 1. Biweekly payments Instead of making payments once a month, you can ask your mortgage lender to accept biweekly payments, dividing the monthly amount in half. With this approach,... [read more]

When buying a home in Mississauga's competitive real estate market, knowing how much house you can afford can be challenging. Before you even start the house hunt, you need a clear understanding of your budget; otherwise, you will spend time looking at property listings over and above your price range. If that happens, it is hard to see past the disappointment once you realize your expensive dream home is out of reach. Understanding Housing Affordability in Mississauga To get an idea... [read more]

If you're looking to buy a home in Mississauga's real estate market, you're probably aware of the intense competition for available properties. In this highly competitive environment, a pre-approval mortgage can give you the edge you need to secure your desired home. What is a Mortgage Pre-Approval? A mortgage pre-approval is a process where a lender evaluates your financial situation and determines how much money they will lend you for a mortgage. It's different... [read more]