Embarking on the retirement journey often prompts individuals to reassess their living arrangements. One strategic move that merits careful consideration is downsizing — a decision that impacts lifestyle and carries significant economic implications. In this article, we delve into the financial advantages and challenges of downsizing in retirement, shedding light on how this move can affect taxes, cash flow, and overall financial well-being. Financial Advantages of Downsizing As... [read more]

As the golden years approach, many seniors find themselves at a crossroads, seeking financial strategies to ensure a comfortable and secure retirement. One solution that may arise is reverse mortgages. In this article, we'll explore the ins and outs of reverse mortgages from a Realtor and Lifestyle55+ Affiliate perspective to help you decide if a reverse mortgage is a tool you or a senior loved one can use to unlock the wealth tied up in a home.  Understanding Reverse... [read more]

Throughout the COVID-19 crisis, considerable attention has been drawn to long-term care homes where several coronavirus cases and fatalities have occurred. Unfortunately, many still consider long-term care homes the same as independent living communities; however, the two have distinct differences.  Despite public perception and the ongoing global pandemic, retirement communities are still safe for seniors looking to lead a fulfilling, independent and supportive lifestyle. Here’s... [read more]

Created in Denmark in the 1990s, co-housing is gaining traction in Ontario as seniors seek ways to live independently and share responsibilities and costs while developing strong social connections and building a circle of support as they age. From coast to coast, co-housing developments are cropping up, as well as private ventures, providing seniors with more choices than ever before to live healthy, engaged and creative lives with like-minded individuals. What is Co-Housing? According... [read more]

Technology isn't just for younger generations anymore. As our population ages and innovations evolve, more seniors are using technology to remain in their homes for longer and maintain their independence. A home alert system is an excellent example. These wearable devices provide seniors and their families peace of mind should a medical emergency or fall occur. Unlike a smartphone, which a homeowner may not keep with them at all times, an alert system is easy to access and always... [read more]

When thinking of aging in place or creating a home with a universal design, not enough consideration is put into a home's exterior. As we grow older, our ability to maintain areas can become more difficult, plus there are safety concerns that can make it harder to navigate the outdoors. That's why putting extra thought into a home's exterior is critical when designing a plan to age in place. Here are some ideas to consider: Entrances Getting in and out of a home can present... [read more]

As the golden years unfold, the desire to age in the comfort of one's home becomes increasingly prevalent. Aging in place, the concept of growing old in one's familiar surroundings, is a dream for many seniors. With thoughtful planning and strategic renovations, this dream can become a reality.  In this comprehensive guide, we'll explore various strategies and modifications to transform your home into a senior-friendly haven, ensuring safety, accessibility, and a high... [read more]

Downsizing to a smaller home brings freedom, but navigating the process can be daunting, especially when deciding which furniture to keep. As a seasoned Lifestyle55+ Affiliate specializing in senior real estate in Mississauga, I've accumulated valuable insights to ease the downsizing journey. If you're about to embark on this transition, consider the following tips to alleviate the anxiety of choosing what to keep and part with. 1. Keep What You Love Prioritize items that hold... [read more]

Selling a home in Mississauga involves strategic decisions, and one often pondered by sellers is whether to invest in a fresh coat of paint. Your home's exterior and interior colours are crucial to the first impression it leaves on potential buyers. So, the question arises: Should you paint your home before selling? Let's explore. Curb Appeal and First Impressions In the competitive Mississauga real estate market, curb appeal is paramount. The exterior of your home is the first... [read more]

Homeowners in Mississauga often hesitate to invest in upgrades before selling. However, strategic improvements are smart when considering the potential impact on marketability and sale value.  Here's why these key upgrades are crucial: 1. Hardwood Floors Hardwood and engineered floors are consistently favoured by buyers for their easy maintenance and timeless appeal. The cost, typically around $4 to $6 per square foot with an additional $2 for installation, is a small... [read more]

Maintaining a "show-ready" home can be challenging for the average Mississauga seller, especially with kids in the mix. The hurdles seem endless, from toys and clothes to schedules and early bedtimes. But fear not! Careful planning and consideration can make the home-selling process significantly less stressful for you and your family. Here are some practical and effective tips: 1. Depersonalize and Declutter Instead of stashing kid gear away haphazardly, pack it up for your... [read more]

If you're considering selling your home in Mississauga, focusing on projects that enhance its appeal is essential. However, some improvements might offer a small return on investment or appeal less to potential buyers.  Before starting your next home project, here are five tasks to skip before listing: 1. Carpeting While carpeting may be comfortable, many buyers prefer hardwood or engineered flooring for its easy maintenance and timeless look. If you install new carpet, be... [read more]

Retirement communities in Mississauga stand as beacons of care, offering a nuanced spectrum of services tailored to the distinct health needs and lifestyles of seniors. Delve into this comprehensive guide to understand the graded continuum of care, thoughtfully designed to accommodate various preferences and circumstances. Active Adult Living or "55-Plus Living" in Mississauga Embark on the senior living journey with active adult communities, fostering an environment where... [read more]

Living in a Mississauga retirement community provides numerous advantages, with on-site health and safety services among the top benefits. Each community varies in its services, making it essential to inquire about the inclusions in your monthly rental costs or living package. Discover the array of medical and safety services commonly available in most Mississauga retirement communities: On-site Medical Care On-site doctors or regular visiting physicians On-site nursing... [read more]

Are you gearing up to sell your home in Mississauga? As a seller, one of the crucial aspects to consider is presenting your home as spacious and inviting. Buyers often envision a future with room for everything and everyone, making it essential to create the illusion of ample space. Let's delve into actionable strategies beyond the basics to make your Mississauga home appear much bigger to potential buyers. 1. Declutter Effectively for Visual Appeal The first step in maximizing space... [read more]

Congratulations on the exciting milestone of obtaining the keys to your new home in Mississauga! As you stand on the threshold of this new chapter, it's essential to navigate your closing day with care. Here's a detailed guide to ensure a seamless transition: 1. Scrutinize Inclusions Listed in Your Agreement Beyond verifying the presence of items like appliances, take note of their condition. Check for any unexpected damages or signs of wear and tear. This proactive approach... [read more]

In the dynamic landscape of Mississauga real estate, navigating through conditional offers is a pivotal aspect of buying and selling. Whether you're a prospective buyer writing an offer or a seller evaluating bids, comprehending the nuances of conditional offers is paramount for a successful transaction. The Anatomy of Conditional Offers A conditional offer is a proposal to buy a property, but with specific conditions that must be met before the deal is finalized. These conditions... [read more]

Many retirement communities offer on-site medical and safety services. However, there are instances when residents may need to seek care outside the scope of what a retirement home can offer, sometimes in the form of home-hired care or one-on-one care. Luckily, for seniors living in Mississauga, there's a range of outside care options. Two of the area's largest and most advanced hospitals – Credit Valley Hospital and Trillium Health Centre – offer a range of... [read more]

If you're prepping your home for sale, you've probably made a list of items to tackle around the house, like decluttering your rooms, touching up paint and fixing any areas that need immediate attention.  But, there's one crucial task that sellers sometimes forget: making sure their home has a crowd-pleasing scent. That's right – it needs to smell nice!    So, what exactly is a crowd-pleasing scent? Well, a home's aroma is entirely subjective;... [read more]

Embarking on a home renovation journey in Mississauga requires careful consideration. Uncover the concealed risks of asbestos, understand its detection nuances, and explore safe removal methods. Prioritizing these aspects ensures your family's well-being and your renovation project's success. Unmasking Asbestos: Key FAQs What is Asbestos? A fibrous material present in 3,000+ building products from the 1950s to 1990s. Why is it Dangerous? Disturbing asbestos during... [read more]

In the dynamic Greater Toronto Area (GTA) real estate landscape, a winning strategy is the key to success for homebuyers. Mississauga's competitive market and subsequent multiple offer situations require a specialized approach. This guide is tailored to empower you with practical strategies, ensuring you emerge victorious in the face of competing bids. Strategies for Success: Navigating Multiple Offers with Confidence 1. Crafting a Compelling Initial Offer Begin with your best... [read more]

Moving can be both physically and mentally taxing, making many homeowners opt for professional movers. However, choosing a reputable moving company is the key to a successful move. Here are essential tips to ensure you make an informed decision: 1. Do Your Homework Research thoroughly by seeking recommendations from friends, family, or your realtor. Local businesses are often easier to check references for. 2. Check Complaints Consult the Consumer Beware List for complaints and... [read more]

In the dynamic world of real estate, terms like "chattel" and "fixture" often surface, leaving Mississauga homeowners with questions and confusion. These seemingly complex terms play a crucial role in property transactions, and understanding them is essential whether you're planning to sell your home or embark on a new property journey.  In this blog post, we aim to demystify the concepts of chattels and fixtures, providing clarity and insight into their... [read more]

Every day, we're bombarded with housing predictions in the media – in newspapers, on the radio, around the water cooler, and on local news stations. Housing market forecasts are a hot topic, not just here in Mississauga but across Canada - from Vancouver, B.C., to the Maritimes. With these predictions come a multitude of questions: Will home prices surge? Will new mortgage rules slow down sales? Are we on the verge of a massive market crash? What impact does foreign investment... [read more]

Are you tired of the chaos and clutter in your Mississauga home? Many homeowners are – especially those looking to sell. Say goodbye to the mess without losing your sanity with these eight straightforward decluttering tips and get your home real estate ready! 1. Don't Procrastinate The first step is often the hardest. Stop procrastinating and set a realistic goal. Tackle that overwhelming clutter one step at a time. 2. Start Small If the clutter feels daunting, start... [read more]

Maintaining a smoke-free home isn't just about personal preferences; it also plays a significant role in preserving your property's value. In Mississauga's competitive real estate market, ensuring your home remains smoke-free can make a substantial difference in selling. The Impact of Smoking on Home Value When potential buyers walk into a property, their first impressions matter immensely. A home that has been smoked in can present several challenges that may discourage... [read more]

Are you considering renovating your Greater Toronto Area home? It's a wise investment, but before you embark on any major renovation project, consider consulting with an experienced Mississauga real estate professional. Their guidance can be invaluable in making renovation choices that maximize your property's value. Why Consult a Mississauga Realtor for Renovations? The right renovations can significantly boost your home's value, but not all projects are equal. Here are the... [read more]

While prioritizing health and wellness is essential for retirement communities, the social aspect is equally significant. Many seniors opt for retirement living in Mississauga to enjoy the social benefits it offers. Social Engagement in Mississauga Retirement Communities In Mississauga, retirement communities go the extra mile to keep seniors active and socially engaged. Some residences prioritize social activities by designing daily plans and full recreation programs tailored to... [read more]

Researching Greater Toronto Area (GTA) retirement communities can be daunting. There are many to choose from, all of which have pros and cons, service offerings, amenities, and costs. As a Lifestyle55+ Affiliate, I advise clients to define their criteria, primarily their budget and preferred location, to simplify the selection process. Uniqueness in Retirement Communities Retirement communities vary and offer unique features. Beyond checking boxes, ensure they align with your personality,... [read more]

Your Mississauga home may suit your needs now, but what about in a decade or two? Many are thinking ahead and modifying their homes for aging-in-place. The Importance of Universal Bathroom Design Bathrooms play a pivotal role in enabling aging-in-place. They must be universally accessible, safe, efficient, and adaptable. When planning a bathroom remodel for your golden years in Mississauga, consider these four key design elements: 1. Prioritizing Safety Safety is paramount,... [read more]

If you're considering selling your home to downsize in Mississauga, you're not alone. Rising real estate prices and daily life demands have many Mississauga homeowners seeking a simpler lifestyle. While downsizing can be a great choice, it's only for some. Downsizing comes with significant lifestyle changes that may only suit some's preferences. The Challenges of Downsizing in Mississauga Here are some downsides to consider when downsizing your home in Mississauga: 1.... [read more]

Are you looking to engage a Lifestyle55+ Affiliate in Mississauga for your real estate needs? Engaging in thoughtful conversations with prospective realtors is crucial to ensure they are the right fit for your unique requirements. Beyond their professional qualifications and experience in assisting you with selling or purchasing your next home, you'll want to gauge their rapport, gather solid references, and ensure they possess a kind and caring attitude. Key Questions to... [read more]

Embarking on the journey of selling your cherished home can be a momentous step, particularly as you navigate the realm of senior real estate. Amidst these significant life transitions, one invaluable advantage emerges when you partner with a Lifestyle 55+ Affiliate: unfettered access to an expansive network of seasoned experts.  These professionals are finely attuned to seniors' unique needs and sensitivities, touching on various realms, from the intricacies of real estate... [read more]

Navigating the intricate process of selling your parents' cherished home can be emotionally overwhelming, especially as they enter their golden years. Changes in health, financial considerations and the desire for a more supportive living environment often drive this transition. If you find yourself in this situation, particularly in Mississauga, where seniors and their families seek a trustworthy realtor, my Lifestyle 55+ Affiliate services and expertise are tailored to your... [read more]

Seeing your parents as people doesn’t always come naturally. For your whole life, you likely saw your Mom or Dad as your protector, caregiver, sounding board or guide. These are people that you admire and perceive as pillars of strength. No matter how old you get, there is still comfort in calling Mom or Dad after a bad day or when you need a boost. As adult children, we often forget that our parents are people too. They have their struggles, limitation and challenges –... [read more]

With the rising cost of senior care and a growing number of energetic Baby Boomers wanting to maintain their active lifestyles, more older adults are deciding to age in place. If you or a loved one can relate, consider adding these 12 must-haves to your home-buying wish list to help you find the perfect place to live independently for as long as possible. 1. Covered zero-clearance entryway  As we get older, it’s not uncommon to require a mobility aid to get around more safely... [read more]

Being the executor of an estate can be emotionally challenging and overwhelming, especially if you're unfamiliar with the responsibilities involved. If you oversee the sale of a loved one's property in Mississauga, it's crucial to make well-informed decisions for the best possible outcome. Why Enlist the Expertise of a Mississauga Real Estate Sales Representative While you might consider handling the sale without professional assistance to save on realtor commission fees, the... [read more]

When it comes to the unique real estate needs of senior citizens, a Lifestyle55+ Affiliate (formerly known as Accredited Senior Agent - ASA) is the perfect guide. With specialized training and experience, we provide expert counsel to our mature buyers and sellers throughout their home transition journey. Focused on Counselling: Navigating the Home Transition Process From estate regulations to legal matters and taxation, we're here to walk you through every step of the transition... [read more]

When homeowners decide to downsize, it can be an often overwhelming task. As we move on in life, our needs change, and as the years add up, so do our possessions. That’s where “right-sizing” comes in – it’s when you make your home fit your lifestyle instead of vice versa. Here are five tips from a Lifestyle55+ Affiliate to consider when right-sizing your Mississauga home for an upcoming downsize: 1. Prioritize Your Possessions Most of us have spent a... [read more]

Whether you are searching for a retirement community for yourself, a parent or a loved one, there are several factors to consider in your research. Nowadays, mature buyers have so many options, including residences that offer independent living options to communities that provide care and support for those who need daily living assistance. While choosing the perfect Mississauga retirement community may seem overwhelming, there are ways to narrow down your choices and find the place that best... [read more]

As a Lifestyle55+ Affiliate (formerly an Accredited Senior Agent), mature buyers and their families often ask me, “What is life in a retirement community like?” This is a great question and one I love answering because I find there are many preconceived notions about retirement community living. Today’s retirement residences are unlike those we think of from decades ago. They are vibrant communities that offer mature buyers a fantastic lifestyle –... [read more]

Retirement communities in Mississauga offer seniors a vast range of choices. Whether you are looking for a smaller, more intimate community, or a larger one with more residents to socialize with, there is a retirement community to suit your individual needs. Retirement communities offer residents significant flexibility. Some offer packages including accommodations, meals and care, while others offer a la carte options to cover only the services you require.    Suppose you... [read more]

Your next move should be full of joy and anticipation of the next phase of your life. But for some seniors, a late-in-life transition can be filled with stress, emotional turmoil and negative feelings because they are forced into a decision or overwhelmed by the options. It doesn’t have to be this way.  Mature adults have more choices than ever before when it comes to choosing senior housing options in Mississauga. By working with a Lifestyle55+... [read more]

Deciding to move should be a time full of anticipation and joy for the next phase of your life. But for some people, especially seniors, the opposite can be true. Oftentimes, it can be a chapter full of anger, stress or sadness when they are being urged to make a move that isn’t their own choice or aren’t ready for. As we age, there comes a tipping point where we can no longer take care of our homes. Many of us know that this time will come for our parents and even us, but... [read more]

If you are considering a move, you've likely wondered when is the best time to sell. It's a common question that often leads to misconceptions about the real estate market. As a realtor, I have encountered these misconceptions repeatedly and believe it's essential to address them.  In this article, we will explore some common misconceptions about the real estate market when it comes to selling homes. By dispelling these myths, you can make more informed decisions about... [read more]

Buying your dream home in Mississauga is an exhilarating journey but can also be overwhelming. With such a significant investment at stake, making informed decisions every step of the way is crucial. That's where I come in as your trusted realtor, committed to guiding you toward successful homeownership and ensuring you avoid common pitfalls. In this article, I'll outline the top five mistakes that home buyers in Mississauga often make, helping you navigate the process... [read more]

In the month of June, Ontario comes alive with festivities and heartfelt recognition as we celebrate the remarkable contributions made by seniors in our communities. It is a time to pause and express our gratitude for the immeasurable impact they have had and continue to have on our province. Embracing the 2023 Theme: "Working for Seniors" This year, Seniors' Month carries the theme of "Working for Seniors," emphasizing seniors' tireless efforts and dedication... [read more]

Spring and fall may be the peak seasons for real estate, but consider the opportunities that summer brings for selling your property. With people actively exploring neighbourhoods and the summer holidays offering more time for buyers, listing your home in July or August can be advantageous. Moreover, families with young children often prefer moving during the summer, as it provides an easier transition for changing neighbourhoods or schools. So, let's dive into how you can make the most... [read more]

In today's challenging real estate market, buying a home in Mississauga can be a daunting task. With fierce competition, historically low inventory levels and bidding wars becoming commonplace, it's crucial to have a skilled and knowledgeable real estate sales representative by your side. In this article, we'll explore seven compelling reasons why hiring a buyer's agent in Mississauga is an absolute must. Expert Market Insights and Analysis Stay Ahead with Current Real... [read more]

When selling your house or condo, a well-staged kitchen can make all the difference in attracting potential buyers and securing a quick sale. In this article, I provide expert tips and insights to help you showcase your kitchen's best features and maximize its appeal. Whether you're looking to revamp your colour scheme, declutter your countertops or create a welcoming atmosphere, these tips are tailored to help you achieve outstanding results. So let's dive in and discover how... [read more]

When selecting a realtor who specializes in working with seniors, certifications alone do not provide a complete picture of their suitability. If you're searching for a Lifestyle55+ Affiliate (formerly known as Accredited Senior Agent - ASA) in Mississauga, it's crucial to consider several factors. This guide will equip you with valuable tips to make an informed decision: 1. Tap into Your Network for Recommendations Start your search by tapping into your network of trusted peers.... [read more]

Are you ready to enjoy retirement living at its best? As a Lifestyle55+ Affiliate and Real Estate Sales Representative with Keller Williams Real Estate Associates, Brokerage, in Mississauga, I can help you find the perfect retirement community to suit your lifestyle. Why Choose Retirement Living? Retirement is all about designing a lifestyle that suits your interests, hobbies and needs. It's a time when you can focus on enjoying activities, health and relationships. Retirement... [read more]

Helping a parent or loved one downsize in Mississauga can be a very trying time – there are difficult decisions, changes to be made and unknowns to be encountered. As a realtor and Lifestyle55+ Affiliate specializing in helping mature buyers and sellers, I understand the unique challenges of downsizing for seniors. Downsizing Tips for Mississauga Seniors and Their Families Here are a few tips to make the process as easy and stress-free as possible: 1. Allow your parents to make... [read more]

If you are like most seniors, you have accumulated a lot of stuff throughout your lifetime. And, like most seniors, you do not know what to do with it. Unfortunately, this is the most difficult part of the process for the many downsizing clients in Mississauga that I assist. Here are a few ideas on what to do with your belongings: 1. Decide what things you will take with you to your next home  Sometimes this process can be challenging. For example, maybe you are downsizing, and... [read more]

As a Realtor with Keller Williams Real Estate Associates, Brokerage, in Mississauga, Ontario, I have always been passionate about helping seniors navigate the real estate market. That's why I became a Lifestyle55+ Affiliate, a new and improved version of the previously known Accredited Senior Agent designation.  In this post, I'll explain why this change was made and how I can assist seniors and their loved ones in Mississauga with their real estate needs. What is a... [read more]

As a Lifestyle55+ Affiliate (formerly Accredited Senior Agent - ASA), I often hear seniors ask themselves whether they should stay in their current home or move to another place that better suits their current lifestyle. Unfortunately, there is no straightforward answer to this question. It is a personal decision that depends on many factors, including finances, health and ability, lifestyle and freedom and choice versus circumstance. If you are considering your options, here are... [read more]

If you're looking to buy a home in Mississauga's real estate market, you're probably aware of the intense competition for available properties. In this highly competitive environment, a pre-approval mortgage can give you the edge you need to secure your desired home. What is a Mortgage Pre-Approval? A mortgage pre-approval is a process where a lender evaluates your financial situation and determines how much money they will lend you for a mortgage. It's different... [read more]

As the world faces climate change and its impacts, there's a growing interest in sustainable living and reducing our carbon footprint. One way to make a difference is by greening your home. Not only does it help the environment, but it can also save you money in the long run. In this post, we'll explore some tips for sustainable living and energy efficiency that can be applied to your residential property. 1. Upgrade to Energy-Efficient Appliances Energy-efficient... [read more]

If you're a first-time homebuyer in Mississauga, finding your dream home can be exciting and daunting. Unfortunately, the housing market is competitive, and hidden problems can quickly turn your dream into a money pit. That's why it's crucial to take a careful approach when looking for a new home and work with a qualified real estate sales representative to help you navigate the process.  In this article, we'll discuss six telltale signs of serious home issues that... [read more]

If you're considering buying a home in Mississauga, you may wonder whether you need a real estate sales representative to help you find the right property. While it's possible to search for a home on your own, there are many benefits to working with a buyer's agent. Why Work with a Realtor When Buying a Home in Mississauga? Purchasing a home is a significant investment, and having an experienced professional in your corner is essential to guide you through the process. A... [read more]

Are you eagerly anticipating the closing day of your new home? While it's an exciting time, there are a few steps you need to take before you can finally get the keys and move in. In this post, let's walk you through the process of closing day arrangements and provide some tips to help you plan accordingly. The Closing Process: Why It Takes Time  Closing day means you'll likely have to wait to receive the keys to your new home. First, the bank needs to transfer the funds... [read more]

As spring and summer approach, it's an excellent time for homeowners to think about sprucing up their outdoor spaces. Upgrading your backyard enhances your outdoor living experience and can increase your home's value. So if you're looking for ways to create a restful escape in your backyard, here are five outdoor improvements to consider: 1. Create an Outdoor Living Space  An outdoor living area can expand your living space and provide another place to relax or... [read more]

Moving to a new city can be exciting and overwhelming, especially if you must become more familiar with the area. If you plan on relocating to Mississauga, you should know a few things before moving. In this blog post, I share some helpful tips for anyone considering a move to this vibrant city in the Greater Toronto Area. Get to Know the Neighborhoods Mississauga is a large city with many different neighbourhoods to choose from. Each has its unique character and amenities, so... [read more]

When buying a home in Mississauga's competitive real estate market, knowing how much house you can afford can be challenging. Before you even start the house hunt, you need a clear understanding of your budget; otherwise, you will spend time looking at property listings over and above your price range. If that happens, it is hard to see past the disappointment once you realize your expensive dream home is out of reach. Understanding Housing Affordability in Mississauga To get an idea... [read more]

Part of my role as an Lifestyle55+ Affiliate (formerly Accredited Senior Agent - ASA) is to help mature buyers and sellers learn more about their options regarding senior housing in Ontario.  Many seniors prefer to live an independent lifestyle in their current home or community with added support from family, friends and external care providers. However, some mature clients prefer or need a residential care option that provides more support, social interaction, services and... [read more]

If you're buying or selling a home, you may have heard the term "home appraisal" thrown around. But what exactly is a home appraisal, and why is it important? In this blog post, we'll explore the basics of home appraisals and what you need to know to navigate the process. What is a Home Appraisal? A home appraisal evaluates a property's value and is conducted by a professional appraiser. First, the appraiser will examine the property, considering its location,... [read more]

As the population continues to age, it is becoming increasingly important to find a real estate agent who specializes in serving seniors. Seniors have unique needs and challenges when buying and selling real estate. In Mississauga, Ontario, there are many realtors to choose from, but not all of them are equipped to handle the specific needs of seniors.  Here are some tips to help you choose the right senior real estate sales representative in Mississauga:  1. Look for a real... [read more]

After a long, dark winter, spring has finally arrived in Southern Ontario! With it comes warmer temperatures, longer days and buyers looking to plant new roots by purchasing a new home.  Staging is a great way to impress potential buyers if you want to sell your Mississauga home fast and stand apart from the competition. Here are six easy tips to help you brighten up your home and make it a welcoming place for buyers in the spring real estate market: 1. Whip your yard into... [read more]

Whether sellers are listing their houses for the first time or revisiting the market after a break over the winter, spring is a popular time for homeowners to list their properties. It's a busy season with much competition - everyone is vying for that coveted SOLD sign.  As such, sellers must have their homes in prime showing shape well before the market reaches its peak.  Thinking of selling your Mississauga home this spring? Here's what you can do now to... [read more]

When buying or selling a home in Mississauga, it is essential to consider a home inspection. A home inspection is a non-invasive examination of a property's condition, from its foundation to its roof, conducted by a professional home inspector. It also gives buyers and sellers valuable insights into a home's condition, potential issues, and necessary repairs.  In this blog post, we'll explore why home inspections are crucial for any real estate transaction and the... [read more]

For us realtors, spring is one of the best times of the year! Not only is the weather improving, and there's more sunlight to enjoy, but it's also one of the more action-packed seasons for the real estate market. Whether helping buyers find their dream abodes or working with homeowners to sell their properties, the spring market is exciting and busy. It's also a season with much competition from other sellers looking to fetch top dollar for their listings. If you are... [read more]

Suppose you're a senior looking to establish new roots in a welcoming and vibrant community. In that case, Mississauga is a beautiful city with its range of neighbourhoods, housing options and senior-focused programs and resources. By living in Mississauga, you'll enjoy a high quality of life supporting you now and in the future.  Read on to learn why this Greater Toronto Area city is an ideal location for mature real estate buyers and why you should consider moving... [read more]

Investing in real estate in Mississauga can be a smart financial move for those looking to build wealth over the long term. With a growing population and a strong economy, Mississauga offers a stable and diverse real estate market that can provide attractive returns on investment.  Here are some tips to help you make the most of your real estate investment in Mississauga: Research the local market Before investing in any property, it's essential to research the local real... [read more]

If you're considering buying real estate in Mississauga, you've made a great choice. As one of the fastest-growing cities in Canada, Mississauga offers a thriving economy, top-rated schools, and a diverse community. However, with so many options available, it can be overwhelming to know where to start. Here are some tips to help you navigate the process: Determine your budget Before you start looking for properties, knowing how much you can afford is essential. This will help... [read more]

Selling your real estate property in Mississauga can be a great opportunity to make a profit and move on to the next chapter of your life. However, it can also be a stressful and time-consuming process if not done correctly. Here are some tips to help you sell your real estate property in Mississauga: Choose the right real estate agent Finding a real estate agent who has experience and knowledge of the Mississauga market is key to a successful sale. They will be able to provide valuable... [read more]

Mississauga is a thriving city in the Greater Toronto Area, offering a high quality of life, diverse neighbourhoods and a growing economy. It's an excellent place to find a home that fits your needs and budget, whether you are a first-time home buyer or a seasoned real estate investor.  In this blog post, we explore the top five neighbourhoods in Mississauga for real estate buyers. Lakeview Located in the southwestern part of Mississauga, Lakeview is known for its stunning... [read more]

As we age, factors, such as decreased vision, impaired hearing, slower motor reflexes, and health conditions, can cause seniors to have to hang up their keys for good. When living in a retirement community, many residences offer their own internal transportation system or have volunteers who are available to drive residents to appointments and outside activities. But, for independent seniors who still live at home and want to travel around Mississauga on their own, there are many... [read more]

A general home inspection is always advisable when buying a home, but you still may need to tap into other professionals. To help you make a sound purchase decision, read on to learn more about other home experts you should seek advice from. Mississauga Home and Property Experts Beyond getting a general home inspection, you should also contact these professionals for advice on any home or property you are looking to purchase: HVAC Inspector  Broken furnace? Inefficient air... [read more]

For many seniors, retirement is an open door to living life with more freedom – to travel more, engage in hobbies, enjoy a slower pace and spend time with loved ones. But, for some seniors, their family may live far away in another city or a different part of town, making regular visits a challenge.  That’s why, in my role as a Lifestyle55+ Affiliate (formerly Accredited Senior Agent - ASA), I often find myself helping seniors downsize and relocate to be closer to their... [read more]

As a real estate sales representative in the city of Mississauga, I'm proud to say that I have called the city home for over three decades. Throughout the years, I have seen our city grow, change and evolve, but one thing has remained the same – Mississauga is a great place to live, work, play and learn! It's one of Southern Ontario's most vibrant cities, with a growing population of 717,960 in 2021. Situated on the shores of Lake Ontario, Mississauga is located in the... [read more]

Many homeowners with 30-year mortgages feel like they'll never be debt-free. However, there are several ways to pay off a mortgage faster and save money on interest payments without selling the home or refinancing. How To Pay Your Mortgage Off Faster Here are three simple strategies to consider: 1. Biweekly payments Instead of making payments once a month, you can ask your mortgage lender to accept biweekly payments, dividing the monthly amount in half. With this approach,... [read more]

One of the things that lenders consider when deciding whether or not you are a good candidate for a mortgage loan is your credit score. This number measures your overall financial health and shows lenders the risk level they will take if they give you a loan. Credit scores range between 300 and 900. Anything above 700 shows that you manage your credit well and should make a lender feel comfortable approving your loan. A lower credit score, however, shows that you have mismanaged your credit,... [read more]

I'm sure you've heard this before – when you sell your home, it's all about first impressions. And, just like a book, home buyers will judge your home by its cover – in-person and online.  One of the best ways to combat this reality is by investing time and energy into staging your home. Of course, you can hire a professional to get the job done, but most homeowners are eager to tackle this on their own using the pieces they already have. All it takes is... [read more]

If you have decided that you would like to downsize or that the time to sell the family home has come, you'll need to find the right real estate sales representative to work for you. And, in real estate, like any other profession, some realtors work with specific clients and have the training and expertise to serve specific niche markets. For example, some agents work specifically with first-time buyers, new Canadians, investors or move-up buyers. Then, there are real estate sales... [read more]

With proper due diligence and the right real estate sales representative on your side, buying a fixer-upper can be both a satisfying experience and a smart investment. But, there are some important considerations to remember to ensure a trouble-free buying and ownership experience. Here are five things to consider: 1. Location A fixer-upper in a fantastic neighbourhood is sure to pay big dividends for the savvy buyer – especially one working with an experienced realtor who knows... [read more]

Buying a home is one of the most significant financial decisions a person will make – and it requires much planning and thought. Aside from saving up a down payment, building a nest egg for renovations and filling your home with new furnishings and appliances, there are other necessary costs to be aware of. To help you feel prepared about buying a new home, here are seven of the most forgotten expenses that catch home buyers in Mississauga by surprise: 1. Home... [read more]

The months of November through January get a bad rap in real estate for being a difficult time of year for putting a home on the market. But selling a house during the holiday season does have its advantages.  For one, buyers tend to be more serious because of unusual circumstances, such as a job transfer or a deadline, like the end of a lease. Secondly, this time of year often sees less competition with fewer active listings, meaning there could be more eyes on your... [read more]

As the holiday season is quickly approaching, many people are busy decorating their homes, shopping for gifts, lighting the tree and filling their calendars with gatherings and other social engagements. With the busyness of the season, you may be wondering if the holidays are a suitable time to sell your home. You might have questions like: Will there be a market for motivated buyers?  Will potential buyers view my listing online or visit my open house?  Is it worth the... [read more]

A Lifestyle55+ Affiliate (formerly Accredited Senior Agent - ASA) is a real estate sales representative uniquely qualified to assist seniors in housing transactions, including home sales and purchases.  To earn our designation, we must complete a series of educational courses on how to help seniors and their families with later-in-life real estate transactions.  We also draw upon the expertise of a network of senior specialists, such as estate planners, Chartered... [read more]

If you are thinking of selling your Mississauga home, fall is a fantastic season to list. The market is robust with buyers looking to settle before the holidays, and the autumn colours can do wonders to your curb appeal. To attract the most home buyers, here are some tips to help you stage your house for a fall sale: Tidy Your Outside Spaces Make a great first impression for the season by raking fallen leaves, removing old annuals and pruning trees and shrubs to highlight your home's... [read more]

Are you looking for ways to increase your home’s property value while improving its function? A bathroom renovation – whether an ensuite, powder room or main bathroom – is the second most important room in terms of valuation after kitchens.  But to do it well, you need to do it right. Here are five things to consider for the best return on investment:  1. Layout A well-thought-out layout will elevate your bathroom renovation from great to outstanding. To save... [read more]

Deciding on a proper asking price based on the actual value of your home is one of the best sales tools in real estate. As soon as you list your property for sale, there is a short window of opportunity to capture a buyer, so you want to capitalize on that by having a fair and attractive price.  Buyers pouring over available listings are waiting for the right home to come on the market. If your home is priced right from the beginning, you'll be in the ideal position to attract the... [read more]

If you look around your home, you’ll likely notice family photographs adorning your walls, children’s artwork on the fridge, knick-knacks from past travels and other sentimental items you’ve hung onto for years. And while these belongings are what make your house a home, they can pose a problem for potential buyers when selling your house. You see, buyers want to be able to envision themselves living in your home. However, if your rooms are filled with personal belongings... [read more]

Getting pre-approved for a mortgage might seem like a logical first step if you are ready to put your renting days behind you or if it’s time to fly the family nest. And it is – but it also comes with an additional consideration that excited first-time buyers can forget: knowing just how much they can afford. You may think, “I know how much I can afford because my mortgage advisor pre-approved me for $625,000.” And that is correct, somewhat. During the pre-approval... [read more]

Homeowners aren’t always aware of what goes into selling a home. From staging and marketing to setting the right price, it takes expertise and knowledge to get a house market-ready. Sellers who choose to list privately often regret their decision early on. Decluttering, prepping a home for sale and highlighting its best features takes time and patience. Many private sellers also feel ill-equipped to determine a price, let alone market their listing or negotiate with buyers. The good... [read more]

As a potential new homeowner, it can be overwhelming to figure out if you should stop renting and buy a new home. If you've reached this crossroads, here are five reasons you should consider buying real estate. Home Equity When you are a tenant, your monthly rent payment goes towards the landlord's mortgage and helps them build equity – not you. Home equity is the difference between your home's value and mortgage balance, so the more you pay towards the loan, the more... [read more]

There's no doubt about it – these are uncertain times. And if you're a homeowner looking to sell, you're adding a whole new level of complexity that comes with selling a property during challenging times. For example, you might have to list due to changes to your job or lifestyle or feel the squeeze of increasing interest rates. As a result, you may also be toying with the FSBO approach: For Sale By Owner.  FSBO is a tempting alternative for sellers because you save on... [read more]

If you were to ask around for referrals for a great realtor, chances are your friends and family will have a few contacts to share. And while referrals are always comforting and reassuring, other factors must be considered when choosing the right real estate sales representative for your buying and selling needs. Location specialization is one of them.  Whether you are looking to find a home in a specific neighbourhood or are listing your property in a competitive market, having a local... [read more]

Whether renovating your kitchen because you plan to stay in your home for the long haul or updating it for resale, it's always best to use quality materials that will stand the test of time and provide a great return on investment when you decide to sell. Before you swing that sledgehammer, here are some common mistakes to avoid: 1. Installing Laminate Countertops While laminate countertops are the most affordable option, they aren't the most durable. Not only can they melt if... [read more]

With summer just a few weeks away, many people dream of a getaway. For most Southern Ontarians, that means time at their favourite lake or beach.  If you've been thinking of buying a second property, like a cottage or chalet, here are four important questions to consider: How often will you use it?  Most vacation homes are within two hours of an owner's primary residence. Any more travel time than that and you may find that you won't be able to make (or afford) the... [read more]

Whether you are buying your first home or your fifth, the house hunting experience can be exhilarating and full of possibilities but also overwhelming. Before you start driving around aimlessly from one open house to the next, consider these five house hunting tips first: 1. Get Pre-approved for a Mortgage Getting pre-approved for a home loan is one of the best things to do before putting in an offer, especially when in competition. Not only does it show the home sellers that you are... [read more]

Perhaps you still own the house you raised your children in, or you have grown tired of the “living large” lifestyle you worked so hard to achieve. As you look around your home, you see unused bedrooms, closets filled with belongings, memories in every corner and the garage? Well, you haven’t parked your car in there in years. As you approached your golden years, you expected it would be a time of freedom – a season of rekindling old hobbies, social outings with... [read more]

At the end of January 2022, the Bank of Canada decided to keep the interest rate low, which has set the stage for another hot spring real estate market. With this news, buyers have sprung into action before rates go up later this year – and sellers are fervently listing their homes to capitalize on the market. Rising Rates Are Coming Fast After nearly two years of record-low interest rates, some economists and mortgage experts expect a rate increase as soon as March 2022, when the... [read more]

As individuals, we are all unique. We have our likes, dislikes, wants and desires, and this often spills over from our daily lives into major life decisions, such as buying a home. And, no matter what shape or size your living space is, the concept and feeling of home means different things to different people.  For some, it’s more tangible, like the layout or number of bedrooms and for others, it’s more emotional, like the feeling a home provides when they walk in the door... [read more]

When buying a home in Mississauga, there are many factors to consider, such as location, layout, square footage, lot size, exposure, finishes and more. Oftentimes, the fine details, like granite countertops, hardwood flooring and updated kitchens or bathrooms, grab a buyer’s attention. But, there is one important detail that some buyers forget, and that’s walkability.  Walkability goes above and beyond a great location. While your desired new home may be near amenities,... [read more]

Buying your first home is loaded with a range of feelings – excitement, overwhelm, enjoyment, fear, anticipation and maybe even some uncertainty. After all, purchasing a home is the largest investment you will ever make.  To help ease you into this next chapter, here are four tips for first-time home buyers: 1. Be Prepared Before looking for your dream home, assess your long-term goals to see how homeownership fits your plans. Depending on where you see yourself in 5, 10, 15... [read more]

For serious home buyers, visiting an open house should be more than just a casual walk-through where you comment on the homeowner’s paint colours and décor choices. Instead, it’s a prime opportunity to not only get a feel for the space but to also speak directly with the listing agent to get more information on the home.  To make sure that you get the most out of each property tour, here are five essential things to do the next time you attend an open house in... [read more]

When selling your home, you normally have two options – hire a real estate sales representative or stick a “for sale by owner” sign on your lawn. In Mississauga’s booming real estate market, many home sellers are choosing to list privately without the help of a realtor to save on costs. Depending on the sale price of the home, the commission saved can be upwards of 5%, which translates into tens of thousands of dollars. This money can go a long way towards the... [read more]

To rent or buy in Mississauga? That is a question running through many first-time buyers’ minds these days, especially as the real estate market continues to reach new levels. Conventional wisdom says that homeownership is a better option because it is an investment into your future. With historically low interest and mortgage rates, it’s a good time to consider buying a home.  However, a decision of this magnitude comes down to personal preference and your lifestyle. Is... [read more]

Choosing to downsize your home and move into a retirement community takes advanced planning and an openness to the idea of change. It can be a time in your life with mixed emotions and uncertainty, especially if you have lived in your home for a long time. However, there are several steps that you can take to make your transition smoother: Understand the benefits of downsizing to a retirement community Understandably, you may feel somewhat reluctant about moving into a smaller home or... [read more]

As an Accredited Senior Agent in Mississauga, I hear this question a lot: what is an active adult retirement community? By definition, active adult communities are ideal for people 55+ who don’t see themselves as seniors in the traditional sense but want to downsize. Typically, they offer residents bungalow living or other accessible arrangements and provide freedom and independence. As the name implies, these communities are very popular with active adults. They are the biggest... [read more]

Nowadays, buyers have more choices than ever before when it comes to buying a home in Mississauga. From condos, townhomes, link homes, semi-detached or detached homes, our community offers a range of home types for real estate buyers. Choosing the right type of home for you or your family is very important. You want to select a property that offers a workable floor plan, ample square footage and enough bedrooms and bathrooms to suit your lifestyle. There are other factors to consider too,... [read more]

Buying a home comes with a hefty price tag. It’s also the most expensive purchase that you will ever make. Aside from the initial purchase price of your new home, there are additional costs that you will incur, too.  Here’s a list of other possible expenses that you’ll need to save for when buying real estate in Mississauga: Mortgage Loan Insurance If you are putting less than 20% of the house value down, you may require mortgage loan insurance. Depending on the... [read more]

Many people consider investing in real estate as a way to build a nest egg and have tenants pay the mortgage. There are many pros and cons to taking this leap. Here are nine things to know before you jump into real estate investing in Mississauga: 1. Find out how much you can afford  Before you start searching for a Mississauga investment property, meet with your mortgage broker first to determine how much money you can afford to borrow responsibly. 2. Look for properties that... [read more]

In Canada, we are very fortunate to have access to many amazing retirement communities that offer residents the best that life has to offer. The cost of these communities varies and depends on a number of factors, including its size, location, accommodations, the type of community and the number of amenities.  According to Comfort Life, Ontario has the widest range of costs for retirement homes, including the most affordable and most expensive rates across the country. Retirement home... [read more]

Talking to your parents about their senior living options can be difficult. It’s uncharted territory for most families and a topic of discussion that can feel uncomfortable and uneasy.  In fact, an Ipsos-Reid poll showed that only 36% of those people with parents or in-laws have discussed retirement living options. This shouldn’t be such a taboo subject, but, unfortunately, it is.  Here are six tips that you should consider before discussing retirement living options... [read more]

Whether you are a first-time buyer or not, deciding to own a home is a huge milestone! It’s an experience that is fraught with so many questions, variables and decisions that it can often be overwhelming for even the most seasoned real estate buyer. To help you better understand the home buying experience, I’ve outlined eight key steps that you can expect when purchasing a home in Mississauga.  Step 1: Make the Decision to Buy For most people, buying a home is the... [read more]

As a real estate sales representative, I hear this question a lot. And, rightfully so! As a homeowner, your biggest asset is most likely your home. To fully understand your financial position and path, you must have a clear understanding of the value that your house holds, whether you are considering selling or not. There are a number of key indicators that determine the value of your property. Let’s take a closer look at the top four: Location You know how the saying goes:... [read more]

First impressions are everything – especially when it comes to selling your home. In fact, homes with great curb appeal tend to command higher prices and take less time to sell. Every seller’s dream, right? The good news is that adding to your home’s curb appeal is fairly easy and inexpensive to do. All it takes is a bit of elbow grease, a coat of paint and some colourful greenery, and you have a house that’s ready to welcome potential buyers. Here are five... [read more]

For many buyers, finding the right home is no easy task. There are so many factors to consider, like what neighbourhood to settle in, what type of property to buy, location – the list goes on. It’s a tough decision that finds the average buyer considering nine homes before even buying! If you are planning on buying a home in the near future, here are some questions to ask yourself before you begin your search: What is Your Budget? Knowing how much house you can afford... [read more]

Curb appeal is one of the most important things to consider when listing your home for sale. But, as owners, we can sometimes become blind to the things that potential buyers may notice, like an unruly garden, dirty windows or chipped exterior paint. Even though these issues may seem small, they can make your home look dated or uninviting – two things that can deter potential buyers from wanting to see more. Don’t get caught in the dreaded drive-by trap! Here are five easy... [read more]

If you are looking to buy a home, there are important things to consider, like your budget, the type of mortgage you’ll apply for and what conditions you’ll include in your offer. But when purchasing real estate, there are other factors to pay attention to – small details that can make a lasting impact on your ownership experience. Here are nine things to think about when house hunting for homes in Mississauga: 1. House Orientation How a house is oriented on its lot... [read more]

When the real estate market is hot – like it is now in Mississauga – homeowners are in a fabulous position to sell. Not only may they experience fewer days on the market, but they might also receive multiple offers over asking, which is a wonderful position to be in. But selling in a hot market doesn’t mean just sticking a sign in the lawn and expecting the best. Some steps should be taken to ensure the most success. If you’re getting ready to sell your Mississauga... [read more]

Attention Downsizers Join us for a free online senior living workshop hosted by Parkland on the Glen! Simplifying Your Move and Knowing When to Sell Thursday, May 27, 2021 12 p.m. EST Monica Black from Simple Easy Transitions and Deborah Clerk from Keller Williams will discuss the best time to sell and key strategies to simplify your move. Registration and full details here.  [read more]

Your home is likely your biggest investment and you want to treat it as such. Keeping up with ongoing maintenance and needed repairs not only ensures the long-term well-being of your property, but it also protects your investment. To help you keep your home in tip-top shape, here are seven professionals that you should have in your network: 1. Handyperson Owning a home comes with many miscellaneous projects that benefit from the time, tools and expertise of a handyperson. Whether you... [read more]

Perhaps you are a senior looking to downsize or you are a young professional wanting to start out on your own. Either way, you might be considering a move into a condominium or an apartment.  And while they may seem similar, there are key differences when it comes to buying a condo versus securing a rental apartment. To help you decide which option is best for you, here’s what you need to know before you start your search. Maintenance When owning a condo, you are responsible... [read more]

Finding a house that meets all of your criteria is an exciting achievement, but turning that house into a home is even better. In the era of DIY shows, home décor blogs and Pinterest, many Mississauga homebuyers are eager to take on projects to make a big impact on a small budget. But when it comes to getting the best return on investment, there are times when you want the expertise of professionals. If you’re looking to increase the value of your home with a renovation,... [read more]

If you’re thinking of buying a home, you should consider a bungalow. Mississauga offers many wonderful neighbourhoods with larger lots and one-storey bungalow homes that are a great option for any buyer, whether you have a family, are downsizing or want the convenience of residing on a single floor. Here are six advantages of bungalow living: 1. Accessibility Since bungalows are built with one storey, they are a great option for seniors, children and individuals with mobility... [read more]

If you’re looking to sell your home, chances are you’ll want to be represented by a realtor – but you don’t just want to work with any realtor. Instead, you want to take the time to ask family and friends for referrals and interview many real estate agents to find an experienced professional to list, market and negotiate your biggest investment. When meeting with a realtor, here are seven questions that you can ask to help you determine if they are the right fit for... [read more]

With the housing market sitting firm in a seller’s market, homeowners that are looking to list are in a great position to sell. But, for first-time buyers, this is a challenging market to navigate. With less inventory, homes are selling quickly and with multiple offers, while bidding wars are driving prices up. With less negotiating power, buyers are also expected to make quick decisions or else they will miss out on their dream home. Tips for Buying a Home in a Seller’s... [read more]

With Canadians spending more time at home, opportunities for home improvements are presenting themselves unlike ever before. Remote work and virtual learning have encouraged homeowners to turn unused space into dedicated work areas and offices, while gym closures and winter weather have made home fitness zones a top priority. With more time together and less time apart, we’re all looking for a refuge, whether that’s a spa-like bathroom to unwind or a small corner of the bedroom for... [read more]

January 2021 market stats are now available for Mississauga! Take a look at the numbers and reach out to Deborah Clerk, Real Estate Sales Representative, ASA, with Keller Williams Real Estate Associates, Brokerage, in Mississauga, Ontario, if you have any questions. [read more]

January 2021 market stats are now available for the Greater Toronto Area! Take a look at the numbers and reach out to Deborah Clerk, Real Estate Sales Representative, ASA, with Keller Williams Real Estate Associates, Brokerage, in Mississauga, Ontario, if you have any questions. [read more]

If you need more space for your growing family or you’re planning on having children soon, buying a home to plant your family’s roots is an exciting prospect – and it’s a big decision too. If you choose well, you could end up staying for decades; if you choose wrong, you could face another relocation to find the right home that suits your needs. To help you begin your search, here are five things you should look for when house hunting for your next family home: 1.... [read more]

Whether you live in a cozy condo on your own or a starter home with a growing family, you know the challenges that come from living in a smaller space. From bedrooms that are barely big enough to fit a bed, to living rooms that have to accommodate a dining area, a playroom and an office, fitting everything into a small space without feeling cramped isn’t easy.  That said, there are plenty of tips and tricks that you can use to make smaller areas of your home feel larger. Here are... [read more]

Staying organized can make all the difference between a high-stress move and a smooth and seamless one. Use these six tips to keep your moving experience on-track, on-budget and on-time, so you can soak up the excitement as you get settled into your new home. 1. Create a Timeline Packing up and moving homes is a huge chore, but having a plan of attack will simplify the process. A timeline is a helpful visual that can keep you on track with important tasks so you reach your closing date... [read more]

As the coronavirus began to spread and life as we knew it changed, so did real estate in southern Ontario. As people retreated to their homes and as remote work and online learning took hold, the housing market saw a spike in buyers wanting spacious houses with yards, while urban condos became less desirable. Nine months later, the Greater Toronto Area continues to see a sharp increase in demand for single-family homes, including suburban regions of the major metropolitan areas. In November,... [read more]

When listing your home for sale, you are entering a competitive marketplace with other properties that likely have similar features as yours. It’s not always easy to stand out from the crowd, but there are ways to make your listing shine. Here are four things you should do to position your home in a league of its own: Highlight unique features and details In a buyers’ market, it’s not uncommon for house hunters to have a shortlist of properties that they are... [read more]

Older houses have history and character that are often hard to find in newer builds. For buyers with an eye for potential, updating an older home can be very rewarding, but it can also be expensive – especially if there are big issues or problems to correct. Here are 12 things to look out for when buying an older home: 1. Previous Renovations If a home is previously renovated, make sure that you complete a full home inspection to determine if the updates were done right and to... [read more]

“Should we stay or should we move?” – this is a question that many homeowners face. Whether it's adding children to the family, becoming empty nesters or just craving a change, knowing when to improve a home or move altogether isn’t an easy decision. There are many factors to consider, like finances, timing, emotions and more. To help you make the best decision, here are five questions to consider. 1. Do you still love your neighbourhood?  In real... [read more]

Many Canadians renew their mortgages without asking questions or doing their research, which often leads to paying a higher rate on a mortgage product that doesn’t suit their needs. But, if you are nearing your time of renewal, it pays to do your due diligence so you get the best financing offer and mortgage agreement that works for you. Before you renew your mortgage, here are five things to consider: Start early Don’t wait until the last minute to act on your mortgage... [read more]

A great kitchen design can dramatically increase your property value, but knowing which features to invest your money into isn’t always easy. Appliances, finishes and features are all very important, but choosing the right kitchen cabinetry is key when attracting the most buyers.  When designing your kitchen, there are four factors to keep in mind when selecting cabinets: quality, symmetry, colour and layout. If you can meld these elements together when selecting your cabinetry,... [read more]

Whether you’ve moved into a small condo or you’re selling your cozy little abode, decorating small spaces can be tricky. But with these seven helpful tips, you can make your rooms appear larger, brighter and airier than they really are. 1. Focus on a single function Small spaces are best-suited to a single function. Instead of making an extra bedroom an office, guest room, sewing space, gym and library, choose one primary purpose and decorate accordingly. 2. Stick with a... [read more]

In today’s highly competitive real estate market, you need to approach the home buying process with a plan of attack. When you find a home that fits your criteria, you have to be quick on your feet and make swift decisions. Otherwise, you might compete against multiple offers – or worse, have your dream home slip through your fingers. If you’re in the market for a new home, here how you can avoid disappointment by house hunting like a pro: 1. Know What You Want The... [read more]

Crisp air, beautiful weather and the changing of the colours – fall is certainly a highlight of the year. It’s also a great time to sell a house! With the market buzzing with eager buyers looking to get settled by the holidays, staging is a smart way to engage their interest and help them envision your listing as their next home. Are you planning to sell this autumn? Try these simple fall home staging tips to make your spaces feel warm and welcoming for the coming... [read more]

For seniors living alone during the pandemic, times are certainly challenging. Everyday tasks, like buying groceries, keeping in touch with friends and family or going to appointments, are particularly hard. Many seniors are also grappling with feelings of isolation and stress, especially since this aging population is more vulnerable to complications from COVID-19. As Canadians continue to flatten the curve by staying home and ensuring physical distancing, it may seem counter-intuitive for... [read more]

Whether you’re preparing your home for sale, getting settled into a new abode or find yourself spending more time enjoying your porch, there are ways to make your front door setting feel more welcoming. Use these tips as inspiration to get started! 1. Landscaping Landscaping leading towards your front porch can have a big impact on how your home looks and feels. Use shrubs and greenery to anchor your landscaping and add pops of colour with plantings to draw the eye in. 2.... [read more]

COVID-19 has made a huge impact on our economy, healthcare system and the world as a whole. Like most industries, the Canadian real estate market experienced a cooler first half of the year with May 2020 recording the lowest volume of sales since 1996. But even with fewer sales, national home prices remained relatively stable despite COVID-19. This has been good news for sellers who continued to actively sell their homes during the global pandemic.    But with such unrest and... [read more]

In the wake of COVID-19, there has been much uncertainty for both buyers and sellers within the Southern Ontario real estate market. Many people have put their home buying dreams on hold, while sellers are left wondering if they should move ahead with their listing plans or wait.  Remarkably, home sales – and prices – have proven resilient against COVID-19, thanks to a large part of the market consisting of higher-income and essential workers whose employment has remained... [read more]

Sheltering in place during the coronavirus pandemic has put our living spaces under the microscope, highlighting what’s working and what’s not as we quarantine in the safety of our homes. What was once functional pre-COVID may now be impractical as we adapt to new routines, schedules, and an unusual lifestyle.  Many homeowners have used this as an opportunity to improve their spaces to adapt to their needs, while others are looking to move altogether. COVID has brought forth... [read more]

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You’ve listed your home for sale and you’re eager to accept a firm offer – hopefully one over asking and with no conditions. However, since putting the for sale sign on your lawn, you’ve had many showings and visitors, yet you haven’t received a single offer.  At this point, you are starting to worry about why your home isn’t selling. There could be many variables and causes, but here are the top four reasons that you should rule out first: 1. Your... [read more]

The kitchen is the heart of the home – a place where people gather, cook meals, entertain and share about their days. It’s also an area that holds many items in such a small space. It’s a hard-working zone that can go from sparkling clean to a major mess in a matter of minutes. If your kitchen is cluttered or unorganized, tidying up each day does become a tiresome chore. And, it’s understandable – with such constant use, it can feel overwhelming to keep your... [read more]

Do you ever dream of paying off your mortgage and owning your home free and clear? What immense freedom that would be! For many homeowners, this reality may feel like a far-off dream, especially with the cost of real estate nowadays. But, like all dreams in life, they are worth working for – and paying down your mortgage is no different. To help you pay less interest and own your home faster, consider implementing these changes to make your mortgage disappear sooner than you ever... [read more]

When it comes to selling your home, you want to make an outstanding impression with buyers – and one of the ways to achieve that is by staging. However, not all sellers choose to stage their spaces and, in some instances, they opt to list their vacant homes for sale.  There are some challenges with this approach, and it can make it harder to attract buyers to a listing. Here’s what you should consider when deciding to sell a vacant home: 1. Buyers can’t make an... [read more]

Choosing the right size of home is a very personal decision – no two buyers have the same needs. The size of your house or condo also impacts your cost of living, comfort and other factors, like the ability to live, work and play in your home. If you are looking to make a move or are in the process of househunting, you’ll want to put extra thought into the size of home you are shopping for. A great place to start is by assessing your current living situation and how it’s... [read more]

As housing affordability continues to be a challenge for many Canadians, aspiring homeowners are looking for creative ways to break into the real estate market. Some are relying on generous down payments from their parents, while others are hustling at multiple jobs to boost their savings. Other buyers are exploring joint ownership, which allows all parties to share the up-front and ongoing costs associated with owning a house, as well as the benefits. But co-owning a home isn’t merely... [read more]

Many design elements in a home can age a space – and oftentimes, homeowners overlook these features. Sometimes it’s smaller things, like draperies or polished gold fixtures, while other times it can be larger design elements, like vinyl floors, popcorn ceilings and wallpaper. Whether you plan to stay in your home for the long run or are looking to sell, many of these dated features are easy fixes that, when updated, can make your home feel fresh and modern again. Wondering what... [read more]

With busy holiday schedules, travel to warmer locales and blustery conditions outdoors, many sellers worry that listing in the winter is a recipe for disaster. However, with fewer homes on the market, listing in the slower real estate season can help sellers get more interest from eager buyers.  It’s also a great time of year to up the cozy quotient in a home by making its features stand out. Here are six ways to create a warm and welcoming atmosphere for buyers, even as Old Man... [read more]

When listing your home for sale, you only get one shot at making a great first impression with buyers. Whether during a private showing or at a public open house, this is your one time to make your home shine with the hopes of getting it sold.  As realtors, we always strive to provide as much notice as possible about scheduled showings, but sometimes eager buyers come calling with a last-minute request. If you are staying on top of keeping your house tidy for showings, it is easier to... [read more]

Does the thought of moving in Southern Ontario during the winter send a shiver up your spine? Many homeowners feel this way! And, while winter does mean frigid temperatures, ice and snow, which can be challenging to navigate on moving day, there are ways to make the entire process go smoothly. Here are some tips and advice to consider: 1. Hire a reputable moving company Relocating in the winter can mean saving on moving costs since many moving companies offer reduced rates for the... [read more]

Your home is your biggest investment, but busy schedules often cause regular home maintenance to fall to the wayside. Whether you are listing your home for sale or are looking to get the most enjoyment from your spaces, these five five-minute quick fixes can help you maintain your investment and let your pride of ownership shine. Set your timer and let’s get busy! 1. Lightbulbs Burnt out lightbulbs can make a home feel dark and uninviting. Go throughout each room of your home and... [read more]

When buying a property, most purchasers will opt to have a home inspection completed to find any defects or deficiencies before moving ahead with the deal. This is excellent advice to heed since a qualified home inspector has the expert eye to spot problems that the average home buyer might miss. This can include everything from plumbing defects and wiring concerns to structural problems and grading issues. Having a home inspection done on a property is also a smart investment, as it can avoid... [read more]

Real estate terminology can be confusing, especially for first-time buyers. Many terms are used interchangeably – and sometimes incorrectly. The terms “down payment” and “deposit” are a great example. Although both require savings, they occur at different times in the real estate transaction and serve two different purposes. Deposit A deposit is money that you put down when securing a home to purchase. There is no set amount, but it shows that you are serious... [read more]

Newly built or pre-construction condos are very attractive to buyers in the Greater Toronto Area because they offer new materials and warranties, along with the latest home design trends and amenities. But just like any real estate transaction, there are specific rights that you should be aware of as a buyer. When purchasing a newly built condo, keep these tips from Consumer Protection Ontario in mind: You have the right to cancel your condo purchase within 10 days of receiving a copy... [read more]

As Accredited Senior Agents (ASA), we often share a lot of information regarding seniors and selling their homes. But there is another side to that same coin – buying a home as a senior. Making a late-in-life transition, such as purchasing a home, comes with many considerations – and, ultimately, some seniors opt to rent at this stage of life. However, many are drawn to owning their home and the benefits that are associated with homeownership. If you or someone you care about is... [read more]

The single most important factor to any successful home sale is choosing the correct price. This is not a number that you can pull from the air – or from within your heart. It needs to be based on real and actual criteria and data, otherwise your listing will fall flat with buyers and stay on the market for a lot longer than you hoped. Need some advice on how to price your home for sale? Here are three tips to consider: Tip 1: Consult with an Expert First and foremost, a realtor is... [read more]

Are you thinking about retirement living, but feel uncertain about your options? Join us for a free seminar on Saturday, October 5, 2019, to understand the steps for your next move. Hosted by Parkland on the Glen, in partnership with Keller Williams Realty Solutions, Brokerage, this free information session provides excellent insight into downsizing and retirement living. This is a great time to ask questions and get advice from a: ☑️ Legal expert regarding wills, living wills,... [read more]

Hosting an open house is a great way to market your property to buyers, but it can also reveal certain risks if you aren’t prepared. Here are eight items to put away to keep yourself protected and to show your listing in the most positive light: 1. Mail, private documents and passwords That list of passwords taped next to your computer? Tuck it away in a locked drawer, along with any mail, personal documents, and identification so you don’t fall victim to theft in your own home.... [read more]

Most homeowners find satisfaction in making improvements to their home. But, sadly, not all upgrades will pay off. There is a risk of over-improving a property, which is when an owner puts more money into a home than they can get out of it once they sell.  The reason being? Improvements are only a portion of a home’s value. Other factors come into play, like location, square footage and nearby comparables. If you undertake a massive renovation and outfit your home with high-end... [read more]

If one of your short- or long-term goals is to leap into homeownership, you’ll want to be well-informed. A home is likely one of the biggest purchases and investments that you’ll ever make, so it’s best to be armed with the knowledge you need to make a sound decision.   Even if homeownership is a decade away, the insights you begin to collect now will be invaluable come time of purchase. Here are three specific factors that you can be more aware of now:   1.... [read more]

Leaving the family home and moving into a retirement community or assisted living environment can have its overwhelming moments. Whether you yourself are embarking on this next chapter or have a loved one that is, you know just how many decisions and details need attention. And even if the move is spurred by choice and not circumstance, it’s normal to feel some level of anxiety. After all, there is much uncertainty that comes with transitioning to retirement living – it’s a... [read more]

Open concept homes are certainly on-trend, especially in spaces where cooking, eating and entertaining happen. And, chances are, if you are buying a new build home today, you are almost guaranteed an open concept floor plan. In fact, when polled by the National Association of Home Builders, 84 percent of builders in the United States said that the kitchen-family room arrangement is completely or partially open in the homes they construct. While this is an American stat, the same premise is true... [read more]

Mississauga’s skyline offers no shortage of resale condominiums, but the market for pre-construction condos is equally as robust. Buyers can have their pick of various developments, offering lake-side views, high-class amenities and stunning cityscapes, plus the starting prices range anywhere from $300,000 to $600,000 or higher. There are many benefits to buying a condo in the pre-construction phase. Once built, homeowners can enjoy newly constructed suites, new appliances, the latest... [read more]

First-time buyers, downsizers and even move-up buyers concerned about the cost of living are increasingly making condos their home of choice in Mississauga. Whether a high-rise condo apartment or a condo townhome, this property segment offers buyers many benefits that include greater affordability, as well as access to urban conveniences, public transit and proximity to schools, employment and community supports.  There’s also the appeal of less maintenance and responsibilities... [read more]

There are various types of real estate fraud to be aware of in Canada, but one issue that is particularly concerning for senior homeowners is title fraud. Title fraud happens when someone illegally assumes the identity of an individual homeowner and then uses that false identity to pose as the homeowner. From there, the impostor can assume title on the home, sell the property or even obtain a mortgage in the homeowner’s name.  Scenarios like these are truly troublesome and shine a... [read more]

According to study from the Real Estate Wire, Erindale beat out Sheridan as the most popular neighbourhood in Mississauga in 2018. Sheridan previously held the record in 2017. REW’s data analysts found that Erindale had the highest average page views per listing of consumers searching for homes in Canada’s sixth largest city. And, truly, it’s not surprising that Erindale is a hot-bed for real estate activity. Nestled along the picturesque Credit River with the University of... [read more]

You may have heard of the term “second mortgage,” but have never given the topic much thought. Like other types of loans, consumers take out second mortgages to cover big ticket purchases or large expenses, such as home repairs, post-secondary education tuition costs or debt consolidation.  As the name suggests, a second mortgage is a secondary loan that you take out on your home. You can borrow up to 80 percent of the appraised value, minus the balance on your first... [read more]

In all of my years as a realtor, it’s rare to find a home buyer or seller who rejoices at the idea of moving. It’s one of life’s milestones that draws widespread misery. After all, moving is physically hard work that can be met with emotional roadblocks too. However, if you go into the process with a realistic view of what’s to come and pair that mindset with a systematic way of packing up your entire life, it can take the stress out of the situation.  Here are... [read more]

As homeowners, we all want to put a unique stamp on our home. However, certain renovations and updates can hurt a property’s resale value or turn off buyers when it comes time to list. Whether following a design trend or sinking a lot of money into a project, many homeowners often express regret with these five choices: 1. Installing a pool While the notion of having a pool seems like a fine idea, adding such a feature comes with steep costs. Aside from building the pool, which can... [read more]

With the majority of buyers starting their real estate searches online, having professional photos, videos and virtual tours are critical for all listings. You need to make the best first impression in the hopes of a potential buyer wanting to book a showing and – even better – make an offer on your home. But, to be successful, you’ve got to prepare your indoor and outdoor spaces to look as welcoming behind the photo lens as they do in person.  Here is a checklist to... [read more]

In our last blog post, we discussed homeownership for singles and the many things one should keep in mind when buying a house on their own. But, what if you are partnered up with someone and ready to put your renting days behind you? We’re going to dive into this homeownership topic today. More and more Canadians are choosing to prioritize homeownership over other life events, such as marriage, as a way to get into the housing market. With interest rates in flux and rents high,... [read more]

In Canada, an increasing number of single home buyers are choosing to enter the housing market on their own. Of this demographic, many do not have children and are making the leap into homeownership for the first time. Buying a home on one’s own is a very empowering step in a person’s life. If you are house hunting for a place by yourself, here are some tips to keep in mind. Tip #1: Be financially fit  As a single home buyer, you are in charge of your money and future... [read more]

As soon as the snow starts to fly and the cold descends upon Southern Ontario, many homeowners go into hibernation mode. And while winter may seem like an inconvenient time to renovate a house, it’s actually a great season to swing the hammer, load up the paintbrush or call in a contractor.  Need some motivation to get you off the couch? This list offers six renovation projects or upgrades that will have your spaces spruced up by the spring or summer, while also increasing your... [read more]

One of the features that draws buyers to Mississauga is the city’s wide availability and inventory of stunning condo buildings. From the world-renowned Marilyn Monroe towers to Ovation at City Centre and the rapidly expanding Parkside Village community, there is literally a condominium to suit every lifestyle and buyer in the area. But with so many suites and units to choose from, sellers have to work extra hard at marketing their listing to garner interest and offers. Partnering with... [read more]

After what likely took months of searching for your dream home and finally submitting a winning offer, the countdown to closing brings so much excitement and promise. Unfortunately, though, it can also be a time clouded with the concern of unwanted surprises, like property damage between your offer acceptance date and closing. Thankfully, there are balances and checks that you and your realtor can put into place to protect you in this situation and to ensure a great experience on moving... [read more]

2019 is shaping up to be a big year for home renovation and remodelling projects. House values are up and the real estate market is still very competitive, which means that more homeowners are looking to enhance their investments by making key upgrades. For some, it’s so they can stay put in their current property, while others are looking to make their home more attractive to buyers. Either way, it’s always wise to make smart upgrades to your home that will increase the value and... [read more]

Whether you are seriously looking for a new home or are casually cruising the open house circuit, seeing listings in person is a great way to assess the local market. It also allows you to experience every aspect of a home and property – from its quality and aesthetics to its feeling and functionality. And while looking at listings online is beneficial, real estate images and video don’t always paint an accurate picture of a house. There is also something to be said for seeing and... [read more]

Every day, home buyers across the Greater Toronto Area struggle with a common decision: do they pay more to live in a larger metropolis within walking distance or public transit to work, school and amenities, but live with less square footage? Or do they pay considerably less for a larger suburban house in a car-dependent neighbourhood to gain a bigger backyard or even a detached home?  For some, different values and interests will be the determining factor of whether they remain city... [read more]

In an age of online shopping, apps and do-it-yourself options, it can be tempting to follow a similar approach when buying a home. With so much information readily available online, home buyers – especially first-time ones – feel that they can manage the process on their own.  But, if scouring the internet for listings isn’t netting your ideal home, or you are tired of doing the open house circuit each weekend, why not consider working with a realtor to help you in... [read more]

For buyers looking to purchase a new home direct from a builder, there are many key factors to consider. From floor plans, lots and exposures to structural changes, exterior elements and interior upgrades, buyers need to be strategic in their choices, especially when looking to enhance standard inclusions.  It’s a fine balance between choosing what upgrades you want to make now to save hassle upfront, but then there are budgetary and priority considerations too. Sometimes it pays... [read more]

With the ups and downs of Mississauga's real estate market in the last year, many home buyers and sellers are confused about current conditions. Depending on who you speak to or what you read, there are varying opinions. Some will say that we are now in a seller’s market, while others will say that it’s a buyer’s market. Then there are those folks who are adamant that recent regulations have made it more balanced. Knowing where the real estate market stands can be... [read more]

On a hot summer day, nothing beats jumping into a refreshing swimming pool to cool off. It’s why so many homeowners dream of buying a home with a pool. But, aside from relaxing on a lounger or splashing around in the water with the kiddos, there are some things to consider about pool ownership when buying and selling a home. Let’s dive in (no pun intended), shall we?  Considerations for Sellers: If you plan to list your home once pool season is over, ensure that you have... [read more]

We’ve all heard the saying before, “Location, location, location.” And, when it comes to buying a home, location is everything – not only for investment purposes, but for the overall enjoyment of your lifestyle.  But, whatever location works best for you will differ from someone else. It’s a very personal decision that should fit your needs, your family and your budget. Heavy research and consideration is recommended because you can change nearly everything... [read more]

Making the huge decision to sell your home is never easy, even if it’s the practical choice that you know is right. There are market conditions to consider, fiscal situations to factor, basic needs to assess, as well as the big question of, “Where to next?” You need to be sure that you are ready in every sense of the word – financially, mentally, emotionally and physically.  Here are five indicators that I commonly see in my role as a real estate sales... [read more]

Like most millennials, you’re in the stage of life where you are moving on from being a student and into your professional career. You may also feel weighed down by student loans and high costs of living, especially if you reside in the city. You might also be ready to purchase your own home in the near future.  Like every other generation of home buyers, you share the same concerns of saving for a down payment and securing a mortgage at a good interest rate. However, millennials... [read more]

If you’ve ever watched real estate shows on HGTV or chatted with friends and family who have recently sold a home, you likely know that home staging is all the rage. But, this isn’t just a trend or fad – staging has been proven to help people sell their homes faster and for more money.  Its overall goal is to help prospective buyers emotionally connect with a space, hopefully leading to an offer to purchase. And home staging isn’t just for the rich and famous... [read more]

While the weather is slow to warm up in Southern Ontario, the spring real estate market is certainly making up for it. As you drive around Mississauga’s neighbourhoods, like Clarkson, Port Credit, Erin Mills, and Streetsville, FOR SALE signs are popping up with SOLD signs soon to follow. Buyers are looking to get a head start on their real estate buying and sellers are eager to stage, list, and accept a firm deal. It’s going to be a great spring market – no doubts about... [read more]

Perhaps you are a first-time home buyer, or maybe you are looking to sell your current house to move into something better suited for your family. Either way, the spring real estate market is gearing up and you need to be ready. This is an exciting time of year in the industry for everyone buying and selling homes. But, it can also be chaotic and fast-moving, so here are some tips to get you fully prepared.  Get Pre-Approved for a Mortgage  You will want to start off by setting up... [read more]

Hi, I'm Deb! Thank you for visiting my website - I'm thrilled to have you here. The Joy of Real Estate Working in the real estate industry is an absolute joy. As actors express gratitude when they receive awards for doing what they love, I feel the same about my profession. Real estate has allowed me to connect with incredible people, helping them achieve their dreams of buying and selling homes. Your Dream Home Awaits There's no greater pleasure than witnessing a... [read more]