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Add Value and Living Space With a Basement Renovation

Thursday Feb 18th, 2021

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With Canadians spending more time at home, opportunities for home improvements are presenting themselves unlike ever before. Remote work and virtual learning have encouraged homeowners to turn unused space into dedicated work areas and offices, while gym closures and winter weather have made home fitness zones a top priority. With more time together and less time apart, we’re all looking for a refuge, whether that’s a spa-like bathroom to unwind or a small corner of the bedroom for... [read more]

Homeownership Tips: How to Declutter Your Kitchen in Four Easy Steps

Monday Mar 2nd, 2020

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The kitchen is the heart of the home – a place where people gather, cook meals, entertain and share about their days. It’s also an area that holds many items in such a small space. It’s a hard-working zone that can go from sparkling clean to a major mess in a matter of minutes. If your kitchen is cluttered or unorganized, tidying up each day does become a tiresome chore. And, it’s understandable – with such constant use, it can feel overwhelming to keep your... [read more]

4 Ways to Accelerate Your Mortgage to Own Your Home Faster

Friday Feb 28th, 2020

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Do you ever dream of paying off your mortgage and owning your home free and clear? What immense freedom that would be! For many homeowners, this reality may feel like a far-off dream, especially with the cost of real estate nowadays. But, like all dreams in life, they are worth working for – and paying down your mortgage is no different. To help you pay less interest and own your home faster, consider implementing these changes to make your mortgage disappear sooner than you ever... [read more]

Five-minute Quick Fixes to Get Your Home in Shape

Thursday Oct 24th, 2019

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Your home is your biggest investment, but busy schedules often cause regular home maintenance to fall to the wayside. Whether you are listing your home for sale or are looking to get the most enjoyment from your spaces, these five five-minute quick fixes can help you maintain your investment and let your pride of ownership shine. Set your timer and let’s get busy! 1. Lightbulbs Burnt out lightbulbs can make a home feel dark and uninviting. Go throughout each room of your home and... [read more]

Impact of New 2018 Mortgage Rules on Homebuyers

Friday Nov 3rd, 2017

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In October 2017, the Office of the Superintendent of Financial Institutions (OSFI) introduced new rules on mortgage lending. With these regulations, OSFI is setting a new minimum qualifying rate, or “stress test,” for uninsured mortgages. The new guidelines now require federally regulated financial institutions to vet applicants for uninsured mortgages by using a minimum qualifying rate equal to the greater of the Bank of Canada’s five-year benchmark rate (currently 4.89... [read more]

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